CHFA Colorado Champions for corrections officers

Who qualifies

The program covers people performing covered corrections duties with the Colorado Department of Corrections. Your lender documents your role with paperwork from the department.

If you work at a county jail, your role may fall under the peace officer or deputy category instead; a participating lender confirms which applies.

CHFA Schools To Home lets full-time Colorado preK-12 public school employees borrow up to 25% of their CHFA first mortgage as a 0% deferred second mortgage, repaid at sale, refinance or payoff plus a share of any appreciation. CHFA Colorado Champions gives first responders a 0% deferred second of up to $25,000 or 4% of the first mortgage, whichever is less, with no shared appreciation. Neither is a grant, and both pair with a 30-year fixed CHFA first mortgage from a participating lender.

Where this matters most

The Department of Corrections has a large presence in Fremont County, around Cañon City and Florence, and staff there can now pair a CHFA loan with up to $25,000 or 4% of help. See the Six questions, roughly two minutes.