Schools To Home funds are limited. Colorado Champions for first responders is open, and CHFA says its funds are not limited.Run the eligibility check →
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CHFA Schools To Home

CHFA Colorado Champions for port of entry and wildlife officers

Colorado port of entry officers and Parks and Wildlife officers can get up to $25,000 or 4% in CHFA down payment help through Colorado Champions.

Who qualifies

Port of entry officers who handle commercial vehicle enforcement, permitting and inspection with Colorado State Patrol or another port of entry employer qualify. So do wildlife officers with Colorado Parks and Wildlife, with P.O.S.T. certification when it applies.

Your lender documents the role with employer paperwork and your P.O.S.T. certificate where needed.

CHFA Schools To Home lets full-time Colorado preK-12 public school employees borrow up to 25% of their CHFA first mortgage as a 0% deferred second mortgage, repaid at sale, refinance or payoff plus a share of any appreciation. CHFA Colorado Champions gives first responders a 0% deferred second of up to $25,000 or 4% of the first mortgage, whichever is less, with no shared appreciation. Neither is a grant, and both pair with a 30-year fixed CHFA first mortgage from a participating lender.

Rural and mountain assignments

Many of these posts are outside the Front Range. Colorado Champions has no purchase price limit and works with USDA-RD loans, which can help in eligible rural areas. If you're buying near a mountain station, the loan is still capped at the lower of $832,750 or the loan type's limit.

The assistance

A 0% deferred second mortgage of up to $25,000 or 4% of the first mortgage, whichever is less, repaid when you sell, refinance, pay off the loan or move out. Income limit $196,810 statewide.

Paperwork to gather

  • Employer verification from Colorado State Patrol, your port of entry employer or Colorado Parks and Wildlife
  • P.O.S.T. certificate, where applicable
  • Recent paystubs and W-2s
  • CHFA-approved homebuyer education certificate (each borrower)

Questions

Do I need P.O.S.T. certification?

Wildlife officers need it when it applies to their role. Your lender confirms with your employer.

Can I use a USDA loan?

Yes. Colorado Champions works with USDA-RD loans, along with FHA, VA, Fannie Mae and Freddie Mac.

Are the funds limited?

CHFA says Colorado Champions does not have limited funds.

Other eligible jobs

Test your eligibility

Six questions, no credit check. Or call (800) 555-0100.

Start the eligibility check