Status count
31accepting applications
4funds vary
2waitlist
0paused
Largest open programs
| Program | Area | Amount |
|---|---|---|
| Elevation Community Land Trust (ECLT) homes | Denver, Aurora and Fort Collins listings (also Trinidad and Cripple Creek outside the 20 counties) | Below-market prices; listings seen Nov 2026 from about $152,000 to $350,000 |
| Fort Lewis College Employee Mortgage Assistance Program | La Plata, Montezuma, Archuleta, Dolores and San Juan counties | Lesser of $70,000 or 20% of price; lower-income staff may stack with HomesFund programs up to $125,000 |
| H2O (House to Homeownership) Loan | City of Boulder | Up to $100,000 |
| HomesFund Shared Appreciation Loan | La Plata, Montezuma, Archuleta, San Juan and Dolores counties | About $15,000 to over $100,000 depending on income and county |
| Boulder H2O (work-in-Boulder requirement) | City of Boulder | Up to $100,000 |
| Colorado Roots Down Payment Assistance Fund | Colorado | Up to 10% of purchase price, max $50,000 |
| Dearfield Fund Purchase Program | Colorado | Up to 20% of purchase price, max $50,000 (up to $10,000 may buy down the rate) |
| Eagle County Loan Fund (ECLF) and Eagle Ranch Housing Corp DPA | Eagle County | ECLF shared-equity: up to 5% of price (conventional/RD/VA); ECLF FHA: up to 5%, max $42,500; ERHC (Eagle Ranch only): up to $10,000 |
Ordered by the top dollar figure each program publishes. Percentage-based help can exceed these on pricier homes.
Paused, waitlisted or low on money
Do not count on these taking applications this week. Set an alert and we will tell you when one reopens.
| Program | Status | |
|---|---|---|
| H2O (House to Homeownership) Loan | Funds vary | |
| Solution Grant | Funds vary | |
| Boulder County Down Payment Assistance (City of Longmont) | Waitlist | |
| Summit Combined Housing Authority Down Payment Assistance | Waitlist | |
| Hometown Heroes add-on (Pikes Peak DPA) | Funds vary | |
| Boulder H2O (work-in-Boulder requirement) | Funds vary |
Assistance by structure
| Structure | Programs |
|---|---|
| Deferred loan, repaid later | 10 |
| Loan with monthly payments | 5 |
| deferred (shared appreciation) | 4 |
| Grant | 3 |
| Forgivable loan | 3 |
| Other | 3 |
| shared equity (community land trust) | 2 |
| deferred (shared equity) | 2 |
| shared equity / deed-restricted resale | 1 |
| deed-restricted / shared equity | 1 |
| amortizing (61-80% AMI: 2%, 30 years) or deferred (below 60% AMI: 0%, no payments) | 1 |
| deferred (shared equity) or amortizing | 1 |
In Colorado, loans outnumber grants. A forgivable loan goes away if you stay long enough; a deferred loan comes due when you sell or refinance. Model an early exit.
Narrow the list to you
Program match filters by county and job; a lender confirms the result. No credit check.
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