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Fremont County, CO

Down payment help in Fremont County

Fremont County is home to Colorado Department of Corrections facilities around Cañon City and Florence, and covered corrections staff can now use Colorado Champions.

SeatCañon City
Population50,039
Income cap, 3+$146,970
Price cap$566,350

Fremont County at a glance

Colorado Champions names corrections officers with the Colorado Department of Corrections, so DOC staff here may qualify for up to $25,000 or 4% as a 0% deferred second. The Fremont County Sheriff's Office and Cañon City Police Department are covered as well.

For school staff, Cañon City Schools, Fremont RE-2 School District, and Cotopaxi School District are the local employers. Full-time staff can look at Schools To Home.

Fremont is in CHFA's lowest FirstStep tier, with a $566,350 price limit. That cap doesn't apply to either spotlight program.

Caps for Fremont County

Income, 1–2Income, 3+Price cap
$127,800$146,970$566,350

Fremont's FirstStep figures are the lowest tier; Schools To Home and Champions use statewide limits instead. Statewide table · Budget estimate

Local programs in Fremont County

No program specific to Fremont County turned up in our last review. The statewide options listed in the Colorado program directory still apply here.

Homebuyer courses near Fremont County

Plan on a homebuyer education course before closing; nearly every program asks for one. HUD-approved agencies serving Fremont County:

AgencyCityMilesServicesLanguagesFormat
Upper Arkansas Area Council of GovernmentsCanon City14 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Neighborworks Southern ColoradoPueblo47 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone

From HUD's housing counseling agency list. Programs differ on which courses they accept.

Which course counts? Your lender names the class your program accepts and can begin pre-approval at the same time. Start the eligibility check

Qualifying employers in Fremont County

Local school systems and public safety agencies:

  • Cañon City Schools
  • Fremont RE-2 School District
  • Cotopaxi School District
  • Fremont County Sheriff's Office
  • Cañon City Police Department
  • Colorado Department of Corrections (Cañon City/Florence facilities)

DOC corrections staff, the three school districts and the sheriff and Cañon City police are the key local qualifiers. Full list of eligible jobs.

Fremont County questions

Do Colorado DOC officers in Cañon City qualify for Champions?

Staff performing covered corrections duties with the Colorado Department of Corrections are eligible. Your lender documents the role with the department.

Can I use a USDA loan with Champions in Fremont County?

Champions works with USDA-RD loans. Your lender checks whether the address is in an eligible area.

Do Cotopaxi school staff qualify for Schools To Home?

Yes, if the district classifies you as full-time.

Nearby county guides: El Paso · City and of Denver · Arapahoe · Jefferson · Adams · Douglas · Weld · Larimer · Boulder · Pueblo · all counties

Run the check for Fremont County

Six questions, no credit check. A lender who offers the program follows up, or call (800) 555-0100.

Start the eligibility check