Pueblo County at a glance
District 60 and District 70 together cover Pueblo, Pueblo West, Boone and Rye. Any full-time employee, from teachers to nutrition services, can look at Schools To Home. With lower prices than the northern Front Range, a smaller share of the 25% maximum may be enough, and you don't have to take it all. Less assistance also means a smaller appreciation share later.
The Pueblo County Sheriff's Office, Pueblo Police Department and Pueblo Fire Department are the main Colorado Champions agencies. Volunteer fire districts around Rye and Boone are covered too.
Pueblo's FirstStep income limits are among the highest outside the metro, which keeps FirstStep open to more first-time buyers here.
Caps for Pueblo County
| Income, 1–2 | Income, 3+ | Price cap |
|---|---|---|
| $153,360 | $178,920 | $692,210 |
Pueblo's FirstStep income limits are relatively high for the region; Schools To Home and Champions don't use county limits. Statewide table · Budget estimate
Local programs in Pueblo County
Programs run by cities, the county, employers or nonprofits here. Some layer on top of the state option and some replace it; the lender sorts out which combinations are allowed.
NeighborWorks Southern Colorado Down Payment Assistance
OpenPueblo area (Pueblo-based NeighborWorks affiliate)
- Buyers
- Buyers within program income limits
- Conditions
- Homebuyer education through NWSOCO
Funded by state, federal or private sources; DPA or lower-rate secondary financing to cut or eliminate mortgage insurance. Amounts, limits and service area not published. City of Pueblo lists no city-run DPA (CDBG used for repairs).
Checked November 2026 · method
Check my eligibility →Homebuyer courses near Pueblo County
Plan on a homebuyer education course before closing; nearly every program asks for one. HUD-approved agencies serving Pueblo County:
| Agency | City | Miles | Services | Languages | Format |
|---|---|---|---|---|---|
| Neighborworks Southern Colorado | Pueblo | 8 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone |
| Upper Arkansas Area Council of Governments | Canon City | 41 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
From HUD's housing counseling agency list. Programs differ on which courses they accept.
Qualifying employers in Pueblo County
Local school systems and public safety agencies:
- Pueblo School District 60
- Pueblo County School District 70
- Pueblo County Sheriff's Office
- Pueblo Police Department
- Pueblo Fire Department
District 60, District 70 and the listed sheriff, police and fire agencies cover most Pueblo County qualifiers. Full list of eligible jobs.
Pueblo County questions
Do I have to take the full 25% from Schools To Home?
No. You can use less, which also lowers the appreciation share you owe later.
What's the FirstStep price limit in Pueblo County?
$692,210 for non-targeted areas.
Can a Pueblo West volunteer firefighter use Colorado Champions?
Yes. Volunteers with a Colorado fire department or fire protection district are eligible.
Nearby county guides: El Paso · City and of Denver · Arapahoe · Jefferson · Adams · Douglas · Weld · Larimer · Boulder · Mesa · all counties
Run the check for Pueblo County
Six questions, no credit check. A lender who offers the program follows up, or call (800) 555-0100.
Start the eligibility check