City and County of Broomfield at a glance
Because Broomfield has no district of its own, staff who work at Broomfield schools are employed by Adams 12 or Boulder Valley. Your lender verifies the district as your employer, not the city.
Broomfield Police Department and North Metro Fire Rescue District are the main local Colorado Champions employers. Broomfield's emergency communications staff can qualify too, based on their duties.
Broomfield uses the metro FirstStep figures. With no price limit on Schools To Home or Champions, the practical cap is the lower of $832,750 or the loan type's limit.
Caps for City and County of Broomfield
| Income, 1–2 | Income, 3+ | Price cap |
|---|---|---|
| $144,000 | $165,600 | $832,750 |
Broomfield follows the metro FirstStep tier; Schools To Home and Champions use statewide income limits only. Statewide table · Budget estimate
Local programs in City and County of Broomfield
Programs run by cities, the county, employers or nonprofits here. Some layer on top of the state option and some replace it; the lender sorts out which combinations are allowed.
metroDPA (Metro Down Payment Assistance)
OpenDenver metro / Front Range: listed cities and towns plus unincorporated Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert, Jefferson and Larimer counties
- Buyers
- Any buyer (first-time and repeat) buying a primary residence in a participating area; min FICO 620 (TMS) or 640 (U.S. Bank)
- Amount
- 0%, 3% or 4% of the first-mortgage amount (Nov 2, 2026 U.S. Bank guide); daily rate sheets currently show 0% or 3% for FHA/VA/USDA and 80%-AMI conventional, 2% for conventional over 80% AMI. 'EDGE' option: buyer or seller pays 2 points for a lower rate
- Form
- Deferred loan, repaid later
- Income cap
- $216,000 for FHA/VA/USDA and conventional over 80% AMI (same for all household sizes); conventional at/below 80% AMI tier $115,200 in Denver-metro counties ($120,000 Boulder, $104,320 Larimer, $102,400 Weld)
- Price cap
- None (agency loan limits apply)
- First-time only
- No
- Conditions
- Must use metroDPA first mortgage from an approved lender (30-yr fixed FHA, VA, USDA-RD, Fannie HFA Preferred, Freddie HFA Advantage); homebuyer education for all borrowers; occupy within 60 days; max DTI about 50%
0% 30-year second, never forgiven; due on sale, refinance, payoff or move-out. Cannot be combined with CHFA Schools To Home (each requires its own first mortgage). Incorporated cities listed include Denver, Aurora, Arvada, Lakewood, Westminster, Thornton, Northglenn, Brighton, Commerce City, Englewood, Littleton, Centennial, Golden, Wheat Ridge, Edgewater, Castle Rock, Parker, Lone Tree, Boulder, Longmont, Erie, Superior, Broomfield, Fort Collins, Loveland, Berthoud, Timnath, Wellington, Windsor, Greeley, Evans, Eaton, Ault, Johnstown, Firestone, Frederick, Dacono, Mead, Platteville, Keenesburg, Lochbuie, Elizabeth, Bennett, Deer Trail and others (eligible-areas PDF dated 06-12-23). Denver's page and metro-dpa.com show older figures ($210,150 income cap; 5% example).
Checked November 2026 · method
Program details →Check my eligibility →Broomfield Down Payment Assistance (CHAC)
OpenCity and County of Broomfield
- Buyers
- Low-to-moderate income first-time buyers
- Amount
- Up to 10% of sale price
- Form
- Deferred loan, repaid later
- Income cap
- 2026: market-rate homes $120,960 (1) / $138,240 (2) / $155,520 (3) / $172,800 (4); affordable homes $80,640 (1) to $115,200 (4)
- First-time only
- Yes
- Conditions
- Buyer contributes greater of $1,000 or 1%; ratios max 35% housing / 45% DTI; lender contacts CHAC
0% simple interest, 30-year deferred, due at maturity, sale or transfer. Flyer dated May 2026.
Checked November 2026 · method
Program details →Check my eligibility →Homebuyer courses near City and County of Broomfield
Plan on a homebuyer education course before closing; nearly every program asks for one. HUD-approved agencies serving City and County of Broomfield:
| Agency | City | Miles | Services | Languages | Format |
|---|---|---|---|---|---|
| Community Resources and Housing Development Corporation | Westminster | 8 mi | homebuyer education class, pre-purchase counseling | English, Spanish | Face to Face, Phone, Internet |
| Operation Hope-Commerce City Co | Commerce City | 11 mi | homebuyer education class, pre-purchase counseling | English | |
| Colorado Housing and Finance Authority | Denver | 14 mi | homebuyer education class, pre-purchase counseling | English, Spanish | |
| Brothers Redevelopment, Inc. | Edgewater | 14 mi | homebuyer education class, pre-purchase counseling | English, Spanish | Face to Face, Phone, Internet |
| Northeast Denver Housing Center | Denver | 15 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
From HUD's housing counseling agency list. Programs differ on which courses they accept.
Qualifying employers in City and County of Broomfield
Local school systems and public safety agencies:
- Adams 12 Five Star Schools
- Boulder Valley School District
- Broomfield Police Department
- North Metro Fire Rescue District
Adams 12 and BVSD staff working in Broomfield, plus Broomfield police and North Metro Fire crews, are the usual local qualifiers. Full list of eligible jobs.
City and County of Broomfield questions
My school is in Broomfield. Who is my employer for the program?
Usually Adams 12 Five Star Schools or Boulder Valley School District. Your lender verifies that district's full-time classification.
Do North Metro Fire Rescue firefighters qualify?
Yes. Colorado Champions covers firefighters employed by or volunteering with a Colorado fire protection district.
What's the FirstStep income limit for 1-2 people in Broomfield?
$144,000, non-targeted.
Nearby county guides: El Paso · City and of Denver · Arapahoe · Jefferson · Adams · Douglas · Weld · Larimer · Boulder · Pueblo · all counties
Run the check for City and County of Broomfield
Six questions, no credit check. A lender who offers the program follows up, or call (800) 555-0100.
Start the eligibility check