Who can use Greeley's G-HOPE program?
G-HOPE, the Greeley Home Ownership Program for Employees, is an employer-linked benefit, not a means-tested one. It has no income limit and no first-time requirement. Instead you must work full time for a Greeley-based employer. Impact Development Fund, which makes the loans, lists the City of Greeley, the University of Northern Colorado, Weld School District 6, Banner Health/NCMC, JBS, Frontier Academy, Sunrise Community Health and North Range Behavioral Health. The home must be a single-family primary residence inside the University or Redevelopment Districts, which the city describes as east of 35th Avenue.
The amount depends on where you buy: the lesser of $2,500 or 2%, up to $8,000. University employees buying in the University District get another $1,500. It is a 0% loan forgiven 20% a year, so it is gone after five years if you stay. You put in at least $1,000, and the benefit can be used only once. Check with your HR office before you shop, since the employer list in the January 2025 guidelines may have changed.
G-HOPE is small, so it is usually paired with something larger. In Weld County, the NoCo Foundation DPA covers up to 15% of the price as a shared-equity loan and may be stacked with other assistance. It requires a conventional loan, income up to 120% of area median and a price of $650,000 or less. Full-time Greeley-Evans District 6 staff can look at CHFA Schools To Home, and Greeley Police and Fire employees can look at CHFA Colorado Champions. See the Weld County guide for limits.
Greeley programs
G-HOPE (Greeley Home Ownership Program for Employees)
OpenCity of Greeley - University and Redevelopment Districts
- Buyers
- Regular full-time employees of Greeley-based employers (IDF lists City of Greeley, University of Northern Colorado, Weld School District 6, Banner Health/NCMC, JBS, Frontier Academy, Sunrise Community Health, North Range Behavioral Health)
- Amount
- Lesser of $2,500 or 2% up to $8,000 depending on location; +$1,500 for university employees buying in the University District
- Form
- Forgivable loan
- Income cap
- None
- First-time only
- No
- Conditions
- Single-family homes only, primary residence; $1,000 minimum contribution; one-time benefit
0% loan forgiven 20% per year over 5 years. Guidelines (Jan 2025): https://impactdf.org/wp-content/uploads/2022/11/City-of-Greeley-G-HOPE-Guidelines_1.2025.pdf . Greeley's page describes the eligible area as east of 35th Avenue.
Checked November 2026 · method
Program details →Check my eligibility →G-HOPE employer DPA (Greeley)
OpenGreeley University and Redevelopment Districts, Weld County
- Buyers
- Full-time employees of Greeley-based employers incl. University of Northern Colorado, Weld School District 6, Banner Health/NCMC, City of Greeley
- Amount
- Up to $8,000 by location (+$1,500 for university employees in the University District)
- Form
- Forgivable loan
Forgiven 20%/year over 5 years; no income limit; single-family homes only.
Checked November 2026 · method
Check my eligibility →County programs that cover Greeley
metroDPA (Metro Down Payment Assistance)
OpenDenver metro / Front Range: listed cities and towns plus unincorporated Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert, Jefferson and Larimer counties
- Buyers
- Any buyer (first-time and repeat) buying a primary residence in a participating area; min FICO 620 (TMS) or 640 (U.S. Bank)
- Amount
- 0%, 3% or 4% of the first-mortgage amount (Nov 2, 2026 U.S. Bank guide); daily rate sheets currently show 0% or 3% for FHA/VA/USDA and 80%-AMI conventional, 2% for conventional over 80% AMI. 'EDGE' option: buyer or seller pays 2 points for a lower rate
- Form
- Deferred loan, repaid later
- Income cap
- $216,000 for FHA/VA/USDA and conventional over 80% AMI (same for all household sizes); conventional at/below 80% AMI tier $115,200 in Denver-metro counties ($120,000 Boulder, $104,320 Larimer, $102,400 Weld)
- Price cap
- None (agency loan limits apply)
- First-time only
- No
- Conditions
- Must use metroDPA first mortgage from an approved lender (30-yr fixed FHA, VA, USDA-RD, Fannie HFA Preferred, Freddie HFA Advantage); homebuyer education for all borrowers; occupy within 60 days; max DTI about 50%
0% 30-year second, never forgiven; due on sale, refinance, payoff or move-out. Cannot be combined with CHFA Schools To Home (each requires its own first mortgage). Incorporated cities listed include Denver, Aurora, Arvada, Lakewood, Westminster, Thornton, Northglenn, Brighton, Commerce City, Englewood, Littleton, Centennial, Golden, Wheat Ridge, Edgewater, Castle Rock, Parker, Lone Tree, Boulder, Longmont, Erie, Superior, Broomfield, Fort Collins, Loveland, Berthoud, Timnath, Wellington, Windsor, Greeley, Evans, Eaton, Ault, Johnstown, Firestone, Frederick, Dacono, Mead, Platteville, Keenesburg, Lochbuie, Elizabeth, Bennett, Deer Trail and others (eligible-areas PDF dated 06-12-23). Denver's page and metro-dpa.com show older figures ($210,150 income cap; 5% example).
Checked November 2026 · method
Program details →Check my eligibility →NoCo Foundation DPA Program
OpenLarimer and Weld counties
- Buyers
- Buyers who own no other property (residential, commercial or land)
- Amount
- Up to 15% of purchase price
- Form
- deferred (shared equity)
- Income cap
- 120% of HUD AMI for the county, by household size
- Price cap
- $650,000
- Conditions
- Conventional conforming or certain portfolio loans only (no FHA/VA); 5% minimum borrower investment; max back ratio 45%; assets capped at 1.5x household income; may stack with other DPA
No monthly payments; equity-share repayment. Guideline revised 10/8/2025.
Checked November 2026 · method
Program details →Check my eligibility →Statewide programs
10 statewide programs are also open to Greeley buyers, CHFA Schools To Home among them. Full Colorado directory · program match
County guide: Weld County.
Homebuyer courses near Weld County
Plan on a homebuyer education course before closing; nearly every program asks for one. HUD-approved agencies serving Weld County:
| Agency | City | Miles | Services | Languages | Format |
|---|---|---|---|---|---|
| Neighbor To Neighbor | Fort Collins | 36 mi | homebuyer education class, pre-purchase counseling | English, Spanish | Face to Face, Phone, Internet |
| Northeast Colorado Housing, Inc. | Fort Morgan | 37 mi | homebuyer education class, pre-purchase counseling | English, Spanish | Face to Face, Phone |
| Operation Hope-Commerce City Co | Commerce City | 57 mi | homebuyer education class, pre-purchase counseling | English | |
| Community Resources and Housing Development Corporation | Westminster | 60 mi | homebuyer education class, pre-purchase counseling | English, Spanish | Face to Face, Phone, Internet |
From HUD's housing counseling agency list. Programs differ on which courses they accept.
Greeley questions
Is there an income limit for G-HOPE?
No. G-HOPE has no income limit and doesn't require you to be a first-time buyer. You must work full time for a Greeley-based employer and buy a single-family primary residence in the eligible districts.
Do I have to repay G-HOPE?
It is a 0% loan forgiven 20% per year over five years. If you stay in the home five years, nothing is owed.
Can I combine G-HOPE with other assistance?
Often, yes. The NoCo Foundation DPA program says it can be stacked with other assistance. Your lender confirms how the loans are ordered and the combined total.
Check Greeley options in one pass
A lender who offers Colorado programs weighs the city, county and state programs together. No credit check.
Start the eligibility check