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City of Greeley - University and Redevelopment Districts

G-HOPE: Greeley's forgivable loan for people who work in Greeley

Full-time employees of Greeley-based employers can get a 0% loan of up to $8,000, depending on location, that is forgiven over five years when they buy in Greeley's target districts.

Fact sheet

G-HOPE (Greeley Home Ownership Program for Employees)

Open

City of Greeley - University and Redevelopment Districts

Buyers
Regular full-time employees of Greeley-based employers (IDF lists City of Greeley, University of Northern Colorado, Weld School District 6, Banner Health/NCMC, JBS, Frontier Academy, Sunrise Community Health, North Range Behavioral Health)
Amount
Lesser of $2,500 or 2% up to $8,000 depending on location; +$1,500 for university employees buying in the University District
Form
Forgivable loan
Income cap
None
First-time only
No
Conditions
Single-family homes only, primary residence; $1,000 minimum contribution; one-time benefit

0% loan forgiven 20% per year over 5 years. Guidelines (Jan 2025): https://impactdf.org/wp-content/uploads/2022/11/City-of-Greeley-G-HOPE-Guidelines_1.2025.pdf . Greeley's page describes the eligible area as east of 35th Avenue.

Checked November 2026 · method

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How G-HOPE works

The City of Greeley sponsors G-HOPE and Impact Development Fund makes the loans. Amounts depend on where you buy: the lesser of $2,500 or 2%, rising to as much as $8,000 in some locations. University employees buying in the University District get an extra $1,500. The loan carries no interest, and 20% of it is forgiven each year, so after five years in the home you owe nothing. It is a one-time benefit.

Who is eligible for G-HOPE?

You must be a regular full-time employee of a Greeley-based employer. IDF names the City of Greeley, the University of Northern Colorado, Weld School District 6, Banner Health/NCMC, JBS, Frontier Academy, Sunrise Community Health and North Range Behavioral Health. There is no income limit and no first-time buyer rule. The home must be a single-family primary residence in the University or Redevelopment Districts; Greeley describes the area as east of 35th Avenue. You contribute at least $1,000. The guidelines we used are dated January 2025.

G-HOPE with Schools To Home and other help

For a District 6 teacher or staff member, G-HOPE is notable because forgivable help from the city is closer to a grant than a loan. Whether it counts as the outside grant CHFA allows with Schools To Home is something a participating lender confirms. Greeley is also covered by metroDPA, Colorado Roots and the NoCo Foundation fund.

Because the amount is modest, G-HOPE works best for closing costs or to cover the $1,000 contribution gap on another program. Its biggest advantage is that higher earners qualify too, since there is no income limit. A UNC staff member buying in the University District could see up to $9,500 in forgivable help if both the location maximum and the university bonus apply. Selling or moving out before year five would leave the unforgiven share due.

Bring a recent paystub and HR confirmation of full-time status when you apply.

How to apply

  1. Confirm with HR that your employer participates.
  2. Check that the address is inside the eligible district.
  3. Apply through IDF with your lender.

See the Weld County page, our teacher contract guide, and check eligibility.

County guides for this program: Weld County.

Questions about G-HOPE (Greeley Home Ownership Program for Employees)

How much is G-HOPE?

The lesser of $2,500 or 2%, up to $8,000 depending on location, plus $1,500 for university employees buying in the University District.

Is there an income limit?

No.

When is G-HOPE forgiven?

20% per year over five years.

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